/* Opal Pass — quiet luxury: warm charcoal + rose gold */
:root{
  --bg:#14100f; --bg2:#1a1514; --panel:#1f1917; --panel2:#261e1b;
  --line:#322823; --txt:#f2e9e2; --dim:#b3a296; --mute:#7d6f64;
  --rose:#e0a48a; --rose2:#b8736b; --rose-soft:rgba(224,164,138,.12);
  --good:#7bc79a; --bad:#d08070;
  --r-lg:18px; --r:12px; --r-sm:8px;
  --serif:"Didot","Bodoni MT",Georgia,serif;
  --font:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --mono:"SF Mono","JetBrains Mono",Menlo,Consolas,monospace;
  --shadow:0 40px 80px -30px rgba(0,0,0,.7);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--txt);font-family:var(--font);line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer;border:none;background:none;color:inherit}
.wrap{max-width:1140px;margin:0 auto;padding:0 26px}
section{padding:84px 0}
.kick{font-size:12px;letter-spacing:2.6px;text-transform:uppercase;color:var(--rose);font-weight:700;margin-bottom:12px}
h2{font-family:var(--serif);font-size:clamp(27px,3.4vw,39px);font-weight:700;letter-spacing:.2px;line-height:1.16}
.lead{color:var(--dim);max-width:560px;font-size:16px}
.sec-head{margin-bottom:44px;max-width:700px}
.sec-head .lead{margin-top:12px}
.mono{font-family:var(--mono)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 26px;border-radius:var(--r-sm);font-weight:600;font-size:15px;transition:.2s;border:1px solid transparent;white-space:nowrap}
.btn-rose{background:linear-gradient(135deg,var(--rose),var(--rose2));color:#1a100d}
.btn-rose:hover{filter:brightness(1.08);transform:translateY(-1px)}
.btn-line{border-color:var(--line);color:var(--txt)}
.btn-line:hover{border-color:var(--rose);color:var(--rose)}
.btn-ghost{color:var(--dim)}
.btn-ghost:hover{color:var(--txt)}
.btn-sm{padding:9px 18px;font-size:13.5px}

/* nav */
.nav{position:sticky;top:0;z-index:100;background:rgba(20,16,15,.86);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:68px;gap:20px}
.brand{font-family:var(--serif);font-weight:700;font-size:20px;display:flex;align-items:center;gap:10px;letter-spacing:.4px}
.brand i{width:17px;height:17px;display:inline-block;border-radius:50%;background:conic-gradient(from 210deg,var(--rose) 0 38%,var(--panel2) 38% 100%);box-shadow:0 0 12px rgba(224,164,138,.35)}
.brand em{font-style:italic;color:var(--rose)}
.nav-links{display:flex;gap:26px;font-size:14px;color:var(--dim);flex:1;justify-content:center}
.nav-links a:hover{color:var(--txt)}
.nav-cta{display:flex;gap:10px;align-items:center}
.burger{display:none;flex-direction:column;gap:5px;padding:8px}
.burger span{width:22px;height:2px;background:var(--txt);display:block}
@media(max-width:880px){
  .nav-links{display:none;position:absolute;top:68px;left:0;right:0;background:var(--panel);flex-direction:column;padding:18px 26px;gap:14px;border-bottom:1px solid var(--line)}
  .nav-links.open{display:flex}
  .nav-cta .btn-ghost{display:none}
  .burger{display:flex}
}

/* hero + veiled transfer card */
.hero{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;padding:96px 0 78px;position:relative}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(660px 420px at 86% 12%,rgba(224,164,138,.09),transparent 65%);pointer-events:none}
.hero-copy{position:relative;z-index:1}
.pill{display:inline-block;padding:6px 15px;border:1px solid var(--line);background:var(--panel);border-radius:99px;font-size:12.5px;color:var(--dim);margin-bottom:18px}
.pill b{color:var(--rose);font-weight:700}
.hero h1{font-family:var(--serif);font-size:clamp(36px,4.8vw,56px);font-weight:700;letter-spacing:-.5px;line-height:1.05;margin-bottom:18px}
.hero h1 em{font-style:italic;color:var(--rose)}
.hero p{color:var(--dim);max-width:500px;font-size:16.5px;margin-bottom:30px}
.hero .row{display:flex;gap:14px;flex-wrap:wrap}
.hero-mini{display:flex;gap:38px;margin-top:42px;flex-wrap:wrap}
.hero-mini b{display:block;font-family:var(--serif);font-size:23px;font-weight:700}
.hero-mini span{font-size:11.5px;color:var(--mute);text-transform:uppercase;letter-spacing:1.2px}
@media(max-width:920px){.hero{grid-template-columns:1fr;padding-top:64px}}

.vcard{background:linear-gradient(165deg,var(--panel2),var(--panel));border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;box-shadow:var(--shadow);position:relative;z-index:1;font-family:var(--mono);overflow:hidden}
.vcard::before{content:"";position:absolute;top:0;left:10%;right:10%;height:1px;background:linear-gradient(90deg,transparent,var(--rose),transparent);opacity:.7}
.veil-lines{display:flex;gap:7px;margin-bottom:18px}
.veil-lines i{width:2.5px;border-radius:2px;background:linear-gradient(180deg,var(--rose),transparent)}
.veil-lines i:nth-child(1){height:26px;opacity:.9}
.veil-lines i:nth-child(2){height:34px;opacity:.65}
.veil-lines i:nth-child(3){height:44px;opacity:.4}
.vc-head{display:flex;justify-content:space-between;align-items:center;padding-bottom:16px;border-bottom:1px dashed var(--line);margin-bottom:8px}
.vc-head b{font-size:13px;letter-spacing:2.4px}
.vc-live{font-size:10.5px;color:var(--rose);display:flex;align-items:center;gap:6px;letter-spacing:1.2px;text-transform:uppercase;font-weight:700}
.vc-live::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--rose);box-shadow:0 0 8px var(--rose);animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.4}}
.vc-row{display:flex;justify-content:space-between;align-items:center;gap:14px;padding:13px 2px;border-bottom:1px dashed var(--line);font-size:13px}
.vc-row:last-of-type{border-bottom:none}
.vc-row span{color:var(--mute);font-size:11px;text-transform:uppercase;letter-spacing:1.4px}
.rx{display:inline-block;background:#3a2d27;color:transparent;border-radius:4px;font-size:12.5px;letter-spacing:1px;user-select:none;animation:rxGlow 3s ease-in-out infinite}
@keyframes rxGlow{0%,100%{background:#3a2d27}50%{background:#4a3830}}
body.reveal .rx{background:transparent;color:var(--txt);animation:none;user-select:auto}
.vc-ok{color:var(--good);font-weight:700;font-size:12.5px}
.vc-fee{color:var(--txt);font-size:12.5px}

/* ticker */
.ticker{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--bg2);overflow:hidden;padding:13px 0}
.ticker-track{display:flex;gap:42px;white-space:nowrap;animation:slide 32s linear infinite;width:max-content}
@keyframes slide{to{transform:translateX(-50%)}}
.tick-item{font-size:13px;color:var(--dim);font-family:var(--mono);display:flex;gap:8px;align-items:center}
.tick-item b{color:var(--txt);font-family:var(--font);font-weight:600}

/* band */
.band{background:linear-gradient(120deg,var(--panel),var(--panel2));border:1px solid var(--line);border-radius:var(--r-lg);padding:42px 38px;display:grid;grid-template-columns:repeat(4,1fr);gap:26px}
.band b{display:block;font-family:var(--serif);font-size:clamp(24px,2.6vw,32px);font-weight:700;color:var(--rose)}
.band span{font-size:12px;color:var(--mute);text-transform:uppercase;letter-spacing:1.3px}
@media(max-width:760px){.band{grid-template-columns:1fr 1fr;padding:30px 24px}}

/* compare */
.compare{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.cmp{background:var(--panel);border:1px solid var(--line);border-radius:var(--r-lg);padding:28px;position:relative}
.cmp.pub{border-color:rgba(208,128,112,.32)}
.cmp.priv{border-color:rgba(224,164,138,.45);box-shadow:0 0 40px -18px rgba(224,164,138,.35)}
.cmp .tag{display:inline-flex;align-items:center;gap:8px;font-size:11px;font-weight:800;letter-spacing:1.4px;text-transform:uppercase;padding:5px 13px;border-radius:99px;margin-bottom:20px}
.cmp.pub .tag{background:rgba(208,128,112,.12);color:var(--bad)}
.cmp.priv .tag{background:var(--rose-soft);color:var(--rose)}
.cmp h3{font-family:var(--serif);font-size:18px;margin-bottom:16px}
.cmp-row{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:11px 2px;border-bottom:1px dashed var(--line);font-family:var(--mono);font-size:13px}
.cmp-row:last-of-type{border-bottom:none}
.cmp-row span{color:var(--mute);font-size:10.5px;text-transform:uppercase;letter-spacing:1.2px;font-family:var(--font)}
.cmp-row .vis{color:var(--txt)}
.cmp-note{margin-top:18px;font-size:13px;color:var(--dim)}
.cmp.priv .cmp-note{color:var(--rose)}
@media(max-width:820px){.compare{grid-template-columns:1fr}}

/* features */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.fcard{background:var(--panel);border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;transition:.2s}
.fcard:hover{border-color:rgba(224,164,138,.4);transform:translateY(-3px)}
.fcard .ic{font-size:21px;display:block;margin-bottom:14px}
.fcard h3{font-size:16.5px;margin-bottom:8px}
.fcard p{color:var(--dim);font-size:14px}
@media(max-width:860px){.grid3{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.grid3{grid-template-columns:1fr}}

/* steps */
.steps{display:grid;gap:14px;counter-reset:s}
.step{display:flex;gap:22px;background:var(--panel);border:1px solid var(--line);border-radius:var(--r-lg);padding:26px 28px;align-items:flex-start;transition:.2s}
.step:hover{border-color:rgba(224,164,138,.4)}
.step::before{counter-increment:s;content:"0" counter(s);font-family:var(--serif);font-size:20px;color:var(--rose);letter-spacing:1px;margin-top:2px}
.step h3{font-size:16.5px;margin-bottom:6px}
.step p{color:var(--dim);font-size:14.5px;max-width:640px}

/* tiers */
.tiers{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.tier{background:var(--panel);border:1px solid var(--line);border-radius:var(--r-lg);padding:30px;display:flex;flex-direction:column;transition:.2s;position:relative}
.tier:hover{border-color:rgba(224,164,138,.45);transform:translateY(-3px)}
.tier.hot{border-color:var(--rose)}
.tier .tag{position:absolute;top:-11px;left:50%;transform:translateX(-50%);background:linear-gradient(135deg,var(--rose),var(--rose2));color:#1a100d;font-size:10.5px;font-weight:800;letter-spacing:1.2px;padding:4px 14px;border-radius:99px}
.tier h3{font-size:15px;letter-spacing:1.4px;text-transform:uppercase;color:var(--dim)}
.tier .lv{font-family:var(--serif);font-size:32px;font-weight:700;color:var(--rose);margin:12px 0 4px}
.tier .lv small{font-size:13px;color:var(--mute);font-weight:400;font-family:var(--font)}
.tier ul{list-style:none;margin:20px 0;display:grid;gap:10px;flex:1}
.tier li{font-size:14px;color:var(--dim);display:flex;gap:10px}
.tier li::before{content:"✓";color:var(--rose);font-weight:700}
.tier .btn{width:100%}
@media(max-width:860px){.tiers{grid-template-columns:1fr;max-width:420px;margin:0 auto}}

/* quotes */
.qgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.quote{background:var(--panel);border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;display:flex;flex-direction:column}
.quote>p{font-size:15px;flex:1}
.who{display:flex;gap:12px;align-items:center;margin-top:20px}
.av{width:38px;height:38px;border-radius:50%;background:linear-gradient(135deg,var(--rose),var(--rose2));color:#1a100d;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:13px;flex-shrink:0;font-family:var(--serif)}
.who b{display:block;font-size:13.5px}
.who span{font-size:12px;color:var(--mute)}
@media(max-width:880px){.qgrid{grid-template-columns:1fr}}

/* faq */
.faq{max-width:760px;margin:0 auto;display:grid;gap:12px}
.faq-item{background:var(--panel);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.faq-q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:14px;padding:19px 22px;text-align:left;font-size:15px;font-weight:600}
.faq-q i{font-style:normal;color:var(--rose);font-size:19px;flex-shrink:0;transition:.2s}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-a p{padding:0 22px 18px;color:var(--dim);font-size:14px}
.faq-item.open{border-color:rgba(224,164,138,.4)}
.faq-item.open .faq-q i{transform:rotate(45deg)}

/* cta */
.cta{background:linear-gradient(150deg,var(--panel2),#1a1210);border:1px solid rgba(224,164,138,.3);border-radius:var(--r-lg);padding:56px 44px;text-align:center;position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;inset:0;background:radial-gradient(520px 240px at 50% -60px,rgba(224,164,138,.13),transparent 70%)}
.cta h2{margin-bottom:12px;position:relative}
.cta p{color:var(--dim);margin-bottom:28px;position:relative}
.cta .row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;position:relative}

/* footer */
footer{border-top:1px solid var(--line);padding:50px 0 30px;background:#100d0c}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:36px;margin-bottom:36px}
.foot-grid p{color:var(--mute);font-size:13px;max-width:280px;margin-top:12px}
.foot-grid h5{font-size:11.5px;text-transform:uppercase;letter-spacing:1.5px;color:var(--mute);margin-bottom:15px}
.foot-grid ul{list-style:none;display:grid;gap:9px}
.foot-grid ul a{color:var(--dim);font-size:13.5px;transition:.2s}
.foot-grid ul a:hover{color:var(--rose)}
.foot-base{padding-top:24px;border-top:1px solid var(--line);color:var(--mute);font-size:12px;line-height:1.7}
.foot-base .copy{margin-bottom:8px;color:var(--dim)}
@media(max-width:760px){.foot-grid{grid-template-columns:1fr 1fr}}

/* toast */
.toast{position:fixed;bottom:24px;left:50%;transform:translate(-50%,80px);z-index:200;background:var(--panel2);border:1px solid rgba(224,164,138,.5);color:var(--txt);border-radius:10px;padding:13px 20px;font-size:14px;box-shadow:var(--shadow);opacity:0;transition:.3s;pointer-events:none;white-space:nowrap;max-width:92vw}
.toast.show{transform:translate(-50%,0);opacity:1}

/* send page */
.page-head{padding:64px 0 26px;max-width:720px}
.page-head .lead{margin-top:12px}
.send-wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:20px;align-items:start;padding-bottom:64px}
@media(max-width:880px){.send-wrap{grid-template-columns:1fr}}
.form-panel{background:var(--panel);border:1px solid var(--line);border-radius:var(--r-lg);padding:30px;display:grid;gap:20px}
.field label{display:block;font-size:12px;text-transform:uppercase;letter-spacing:1.3px;color:var(--mute);margin-bottom:8px;font-weight:600}
.field input,.field select{width:100%;background:var(--bg2);border:1px solid var(--line);border-radius:var(--r-sm);padding:13px 15px;font-size:15px;color:var(--txt);font-family:inherit;transition:.2s}
.field input:focus,.field select:focus{outline:none;border-color:var(--rose)}
.field input::placeholder{color:var(--mute)}
.field .hint{font-size:12px;color:var(--mute);margin-top:7px}
.amt-row{display:grid;grid-template-columns:1fr 130px;gap:12px}
.lvl-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.lvl-card{display:block;background:var(--bg2);border:1px solid var(--line);border-radius:var(--r);padding:16px 14px;cursor:pointer;transition:.2s}
.lvl-card input{position:absolute;opacity:0;pointer-events:none}
.lvl-card b{display:block;font-size:14px;margin-bottom:3px}
.lvl-card .lf{font-family:var(--mono);font-size:13px;color:var(--rose);display:block;margin-bottom:6px}
.lvl-card span.d{font-size:11.5px;color:var(--mute);line-height:1.45;display:block}
.lvl-card:has(input:checked){border-color:var(--rose);background:var(--rose-soft)}
@media(max-width:560px){.lvl-grid{grid-template-columns:1fr}}
.summary{background:linear-gradient(165deg,var(--panel2),var(--panel));border:1px solid rgba(224,164,138,.3);border-radius:var(--r-lg);padding:28px;position:sticky;top:90px}
.summary h3{font-family:var(--serif);font-size:19px;margin-bottom:18px}
.srow{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:11px 0;border-bottom:1px dashed var(--line);font-size:14px}
.srow span{color:var(--mute)}
.srow b{font-family:var(--mono);font-size:13.5px;font-weight:600}
.s-total{border-bottom:none;padding-top:16px}
.s-total b{font-size:19px;color:var(--rose)}
.world{margin:20px 0;padding:16px;background:var(--bg2);border:1px solid var(--line);border-radius:var(--r);font-family:var(--mono)}
.world .wl{font-size:10.5px;letter-spacing:1.4px;text-transform:uppercase;color:var(--mute);margin-bottom:10px;font-family:var(--font)}
.world .wrow{display:flex;justify-content:space-between;padding:7px 0;font-size:12px}
.world .wrow span{color:var(--mute);font-size:10px;text-transform:uppercase;letter-spacing:1.2px}
.vp{height:6px;background:var(--bg2);border-radius:99px;overflow:hidden;margin:18px 0 14px}
.vp-fill{height:100%;width:0;background:linear-gradient(90deg,var(--rose),var(--rose2));border-radius:99px;transition:width .8s ease}
.send-status{font-size:12.5px;color:var(--mute);text-align:center;min-height:18px;font-family:var(--mono)}
.summary .btn{width:100%;margin-top:6px}

/* activity page */
.astats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-bottom:20px}
.astat{background:var(--panel);border:1px solid var(--line);border-radius:var(--r-lg);padding:20px 22px;position:relative}
.astat label{font-size:11px;text-transform:uppercase;letter-spacing:1.2px;color:var(--mute);display:block;margin-bottom:8px}
.astat b{font-family:var(--serif);font-size:23px;font-weight:700;display:block}
.astat .delta{font-size:12px;font-weight:700;margin-top:6px;display:inline-block}
.delta.up{color:var(--good)}
.delta.rs{color:var(--rose)}
.eye{position:absolute;top:16px;right:16px;font-size:15px;color:var(--mute);padding:5px 8px;border-radius:6px;border:1px solid var(--line);background:var(--bg2);transition:.2s}
.eye:hover{color:var(--rose);border-color:var(--rose)}
@media(max-width:980px){.astats{grid-template-columns:1fr 1fr}}
.fchips{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:18px}
.fchip{padding:8px 18px;border-radius:99px;border:1px solid var(--line);background:var(--panel);font-size:13px;font-weight:600;color:var(--dim);transition:.2s}
.fchip:hover{border-color:var(--rose);color:var(--rose)}
.fchip.active{background:var(--rose-soft);border-color:var(--rose);color:var(--rose)}
.panel{background:var(--panel);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden}
.panel-head{display:flex;justify-content:space-between;align-items:center;gap:14px;padding:16px 22px;border-bottom:1px solid var(--line);flex-wrap:wrap}
.panel-head h3{font-family:var(--serif);font-size:17px}
.panel-body{padding:22px}
.htable{min-width:780px}
table{width:100%;border-collapse:collapse}
th{background:var(--bg2);font-size:11px;text-transform:uppercase;letter-spacing:1.1px;color:var(--mute);text-align:left;padding:13px 20px;font-weight:700}
td{padding:15px 20px;border-top:1px solid var(--line);font-size:14px;vertical-align:middle}
tbody tr:hover{background:#221a18}
tr.hide{display:none}
.lvlb{font-size:10.5px;font-weight:800;letter-spacing:1px;text-transform:uppercase;padding:4px 11px;border-radius:99px}
.lvl-d{background:rgba(123,199,154,.12);color:var(--good)}
.lvl-v{background:var(--rose-soft);color:var(--rose)}
.lvl-a{background:rgba(184,115,107,.18);color:var(--rose2)}
.stt{color:var(--good);font-size:12.5px;font-weight:700}
.bars{display:flex;align-items:flex-end;gap:5px;height:160px}
.bars span{flex:1;background:linear-gradient(180deg,var(--rose),var(--rose2));border-radius:3px 3px 0 0;opacity:.9;transform-origin:bottom;animation:grow .7s ease both;animation-delay:var(--d,0s)}
@keyframes grow{from{transform:scaleY(0)}}
.xaxis{display:flex;justify-content:space-between;font-family:var(--mono);font-size:10.5px;color:var(--mute);margin-top:10px}
.mb-64{margin-bottom:64px}