What you send is your business.
Opal Pass moves money the discreet way — amounts veiled, counterparties veiled, references veiled. Verified and settled in about 38 seconds, any hour of the day.
Same transfer. Two very different trails.
Open rails broadcast every field of your payment to the world. Opal Pass verifies it without exposing it.
What everyone sees today
Every field is public and permanent — for competitors, data brokers, and bad actors alike.
What everyone sees here
Verified and settled — without revealing a single field. Only you hold the viewing key.
Discretion, engineered into every transfer
For people and businesses who believe a payment should stay between two parties.
Veiled Amounts
Transfer values are concealed end to end. Nobody sees how much moves — not even us.
Veiled Counterparties
Sender and receiver appear as one-time silhouettes. No names, no reusable identifiers.
Proof Without Exposure
Zero-exposure proofs confirm every transfer is valid while revealing nothing about it.
Minutes, Day or Night
Transfers settle in about 38 seconds, 24/7 — weekends, holidays, and 3 AM included.
Fund Your Way
Load from bank, card, or digital dollars. Send in 30+ currencies to accounts worldwide.
Keys Stay With You
Your viewing keys never leave your device. Lose them and even we can't peek.
Three moves. Nothing exposed.
Compose
Pick a recipient and an amount. Opal Pass finds the fastest discreet path across our regulated partner rails.
Veil
Your device generates a zero-exposure proof and a one-time reference. Amounts and identities are veiled before anything leaves your hands.
Settle
The transfer clears in about 38 seconds. You get a tamper-proof record. The world gets nothing.
Choose how heavy the veil falls
Flat per-transfer pricing. No subscriptions, no surprises.
Discreet
- Amounts veiled from public view
- Verified settlement records
- One-time references
- 30+ currencies
Veiled
- Everything in Discreet
- Counterparties veiled too
- Unlinkable one-time references
- Priority settlement lane
Absolute
- Everything in Veiled
- Timing obfuscation
- Batched settlement windows
- Private viewing keys for auditors
People who value the quiet
"I pay suppliers on three continents and none of my competitors can see a cent of it. Settled before my coffee cools."
"The viewing key sold me. My auditor sees exactly one transfer when I say so — everything else stays mine."
"Thirty-eight seconds at 2 AM on a Sunday. My bank still hasn't explained why that should take three business days."
Fair questions, straight answers
No. Opal Pass is a privacy layer that moves value through regulated partners. Your money never sits with us.
With zero-exposure proofs. They confirm a transfer is valid — right amount, right sender, funds available — without revealing any of it to anyone, including us.
Yes. Viewing keys let you reveal a specific transfer to an accountant, auditor, or counterparty — and nothing else. You choose who sees what, and when.
A flat 0.3–0.65% per transfer depending on your privacy level, plus a $0.22 network fee. The average total fee is under $0.35.
30+ currencies and digital dollars, delivered to bank accounts, cards, or other Opal Pass members — anywhere our regulated partners operate.
Yes. We operate with regulated partners in every supported corridor, standard identity verification applies, and viewing keys keep you audit-ready whenever it matters.
Your money moves. Your business stays yours.
Join the early access list and be first behind the veil.